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31st August 2022

In this webinar, a panel of experts discuss how working together as a team they can help you organise your wealth to ensure you enjoy your retirement years, leave your family a financial gift and leave a donation to charity in your Will, if that’s what you’d like to do.


Book a free callback with Ascot Lloyd financial adviser

The importance of a legacy plan

Understanding who you want to leave your money to and who will benefit is a great starting point for any financial planning. But as more people are wanting to leave to charity, it's vital to take advice on how to structure your estate and understand which assets are accountable for inheritance tax*. Passing on wealth needs to be well considered and planned, and your Will* is important to ensure your wishes are followed through to best effect.

Why is it important to seek financial advice when writing a Will

  • A Will is just one piece of an estate planning and how an individual’s assets will be managed
  • Various strategies can be used to structure your finances to be tax efficient on an estate
  • Reduction in Inheritance Tax (if you leave more than 10% of the net value of your estate to charity)
  • A financial adviser can help you create trusts to make arrangements for dependent children

Inheritance Tax

In most cases, you will not pay inheritance tax if your estate is worth less than £325,000. The same will apply if you leave anything above this threshold to any of the following your spouse, civil partner, a charity or a community amateur sports club.

It’s possible to pay a reduced rate of 36% down from 40% inheritance tax on some assets if you give 10% or more of your estate to charity.  

Everyone’s situation is different, so it’s essential to understand all available options before making a final decision. This is where Ascot Lloyd comes in; one of our financial advisors can talk you through these options and answer any questions.   

Discover your options today by contacting your Ascot Lloyd Financial Adviser or by booking your free, no-obligation callback by completing the form below.


Book a free callback

Book your free, no-obligation callback with an Ascot Lloyd Financial Adviser by completing the form below.

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Our Financial Advisers are available on the phone so please contact us if you have any questions.

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This communication/presentation is for information purposes only. Nothing in this communication constitutes financial, professional or investment advice or a personal recommendation. This communication should not be construed as a solicitation or an offer to buy or sell any securities or related financial instruments in any jurisdiction. No representation or warranty, either expressed or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein, nor is it intended to be a complete statement or summary of the securities, markets or developments referred to in the document. Any opinions expressed in this document are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or companies within the same group as Ascot Lloyd as a result of using different assumptions and criteria.

The information is based on the Company’s understanding of current UK tax legislation and HM Revenue and Customs (“HMRC”). Levels and bases of taxation and reliefs are subject to change and their value to you will depend on your personal circumstances.

This communication is issued by Capital Professional Limited, trading as Ascot Lloyd. Ground Floor Reading Bridge House, George Street, Reading, England, RG1 8LS. Capital Professional Limited is registered in England and Wales (number 07584487) and is authorised and regulated by the Financial Conduct Authority (FRN: 578614).

*The FCA does not regulate wills and inheritance tax planning