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Financial planning to achieve your financial goals

Through expert financial planning advice, you can build a long-term financial plan in line with your life goals for all stages of life.

What is financial planning?

Financial planning is the process of reviewing your current financial situation and putting steps in place to meet your needs and objectives further down the line. This offers many benefits, such as;

  • Offering peace of mind knowing your financial security is protected
  • Aligning your investments towards specific goals
  • Being prepared for unexpected financial burdens
  • Source of motivation and commitment
  • Increasing your financial literacy and confidence.

Disclaimer - Investment involves risk.

When to seek financial planning advice?

There is no right or wrong time to seek financial planning advice, but there are certain times when it can be particularly beneficial;

Major Life Events - Such as a marriage, divorce, birth, or bereavement, a financial adviser can help you navigate the financial implications of these changes.

Life Stages - For instance, if you're nearing retirement or planning for later life, a financial adviser can provide valuable guidance and advice.

Ultimately, financial planning will benefit you at any point in your life, and a financial adviser is there to help you make informed decisions about your finances to ensure you're on track to meet your goals and feel confident in your financial future.

Benefits of financial planning with Ascot Lloyd

We’re independent

Being an independent financial advisory firm means we are not tied into certain partnerships or product solutions; therefore, we can search the whole market to find the most appropriate solutions to help you reach your financial goals. On the other hand, restricted advisers can only recommend products from a specific group of providers or a single company, which can limit the options available to clients.

We take time to get to know you

We value the importance of getting to know you and will take the time to fully understand your personal, family and business objectives and life goals. As we discuss these objectives in greater detail, we will review your attitude to risk to ensure any future solutions meet your expectations.

Highly experienced advisers and support team

Not only do we have 150+ advisers nationwide but a team of in-house specialists and support staff to ensure you'll receive the best possible advice. Our advisers are knowledgeable and experienced in their respective fields, and our support team is dedicated to providing you with the best possible customer service.

Full range of services to suit your needs

We offer a range of financial services to cater to your specific needs. Whether you are looking for investment advice, retirement planning, tax planning, or many other financial services, our team of experts is here to help. We understand that every individual has unique financial goals and circumstances, which is why we work closely with you to create a personalised financial plan that is tailored to your needs.

High class portfolio management

High-class portfolio management is one of our key strengths. We take a comprehensive approach that focuses on risk management, diversification, and regular reviews and adjustments to ensure the stability of your portfolio. Our team of experts closely monitors your portfolio's performance and makes adjustments as needed to ensure it remains aligned with your financial goals and risk tolerance.

In-house investment research team

Ascot Lloyd has a dedicated investment research team that works in-house to conduct comprehensive analysis of the global market. The team's primary objective is to identify investment funds that meet Ascot Lloyd's strict criteria.

Latest software and analysis tools

We use the latest tools and technologies to provide our clients with the best possible service for example we have access to a cashflow modelling tool which analyses and forecasts your financial future against your goals to see if you’re on track and, if not, what can be done to change it.

Our service offerings

Retirement & pension planning

We provide advice on pension planning, which includes choosing the right pension scheme, maximising contributions, managing existing pension plans and long-term retirement planning.

Investment planning

Through tailored investment advice, our independent financial advisers can build your financial plan with the appropriate investments to help fund the future you deserve.

Tax planning

Our advice on tax-efficient products include, but are not limited to, ISAs, pensions, investment bonds, trusts, Enterprise Investment Schemes (EIS), Venture Capital Trusts (VCT).

Protection advice

Our advisers ensure that you and your loved ones have comprehensive insurance protection in place. This may include life insurance, critical illness cover, income protection and/or business protection.

Mortgage advice

With a dedicated in-house mortgage team, you can get professional mortgage advice and assistance. This may include assessing affordability, comparing mortgage options, and guiding you through the mortgage application process.

Inheritance tax & estate planning

We offer expert advice on managing your Inheritance Tax (IHT) as well as estate and legacy planning.

Disclaimer - The FCA does not regulate inheritance tax and estate planning.

Access our independent financial planning advice today

To start putting your financial plan together, contact our team of experts today.

Request a callback

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