Client area

For individuals

Through face-to-face or telephone based financial advice, we help you develop lifetime financial plans that factor in your short, medium and long-term objectives.

Building your financial plan with the right advice. Effective financial planning will protect you now, and in the future, and prepare you for whatever lies ahead.

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Investments help you grow your wealth to fund what you want to do later in life.

Whether you are new to investments or want to re-evaluate your portfolio we can help you.

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A pension plan is designed to help you to retire when you want to and provides you with the income you need to live the life that you desire after retirement.

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Taking on a mortgage whether to buy your own home, or for investment reasons is one of life's biggest financial decisions. The mortgage market is complex, competitive and selective. We can provide independent mortgage advice and help you find the right product to suit your specific needs.

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No-one likes to think about the worst happening and it can be easy to put off arranging cover until it's too late. However, having the right cover in place will ensure you're protected should the road ahead get bumpy.

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For business

As a business we can help you grow and protect your profits, attract and reward your employees and achieve your financial goals.

Financial planning for a business will help you create a personally crafted financial plan that can help with decisions that enable your company to utilise unused capital to your best advantage.

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Workplace pensions are a complex subject and, if you get it wrong can lead to legal and financial difficulties. Learn more about our services for workplace pensions below.

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Group Employee benefits can not only attract the right candidates to your company but also help retain your best people.

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By spreading the risk of relevant insurances throughout the whole company, cost savings can often be made.

These safety nets protect the company and the staff.

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Business protection is a range of insurance products to help protect your company and its directors, assets and employees.

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Our experts provide independent mortgage advice to find the best product that is right for your specific needs.

Because we are independent, we source products from the whole of the market and often have access to special rates and products that aren’t available direct to you on the open market.

The Ascot Lloyd mortgage advice service

Often it can be challenging to find a suitable mortgage directly on the high street or through aggregators. 

You may be wanting to buy a property of non-conventional build, or your employment circumstances may mean you don’t meet the standard mortgage application criteria.  Or perhaps you’re building a property portfolio that has complex considerations.

Our expert mortgage adviser will analyse your circumstances and needs and search the market to get the best deal for you.

First-time buyer mortgages

There are a range of options available to support first-time buyers get on the property ladder. However, due to the nature of some of these mortgages, choice is often limited to a small number of lenders.

We can help you to find the most competitive mortgage for your needs including:

  • First-time buyer & guarantor mortgages
  • Help-to-buy mortgages including equity loan schemes and shared ownership mortgages
  • The right to buy scheme

We bring clarity to the crowded mortgage market to ensure you get the right one.


Whether you have reached the end of your existing fixed-term deal or want to raise money through re-mortgaging, we can help you find the best deal for your needs.

Buy-to-let mortgages

Buy-to-let properties remain a desirable investment for many people wanting to create additional income, particularly in retirement. We can help you consider this investment option as part of your wider financial plan.

Equity release / lifetime mortgages

You can make your property work for you in later life, by freeing up equity, without having to move.  A Lifetime mortgage could also help if you’re over 55.

There are many options to how you use the equity in your property to fund your later life goals and lifestyle.

Other mortgage solutions

There are many other solutions we can help with like bridging loans, rate switches and mortgages in more challenging circumstances like being self-employed..

How to access our independent financial advice

Advice at home

Arrange to see an independent financial adviser at home, work or your local Ascot Lloyd office.

How to access our independent financial advice

Advice over the phone

Receive independent financial advice over the telephone or video call when convenient.

Request a callback

A home is more than bricks and mortar