Want to know more about what it's like to work as an adviser with Ascot Lloyd. Joe Roxborough, one of our chartered financial planners, talks to the FT Adviser to give them the low down.
"The main meeting of the day is with a client in her late 80s, whose main concerns are meeting her long-term care needs and ensuring that the beneficiaries of her estate do not pay unnecessary inheritance tax. Her present portfolio, set up by a former adviser, meets neither of these objectives, but has given solid returns up until recently. I explain that, although there is nothing inherently wrong with her current arrangement, it is far from optimised. My role is to make sure that a portfolio is as effective as possible."