Guides

Our range of free financial guides help you to understand the basic principles of financial planning so you can make more informed decisions about your financial future.

Browse and download our range of financial guides. If you would like to speak to us on a one-to-one basis, simply tick the box when you download your guide and one of our local independent financial advisers will be in touch with you.

Guide to retirement planning

It's never too early to plan for your retirement. Have you thought about what retirement means to you, and planned how you will fund your retirement? If you have not got a plan in place, you’re not alone. Thankfully, it is not too late to get started.

Download

Essential guide to mortgages

Whether you are buying your first home, looking to re-mortgage or building a property portfolio, it is essential that you get a mortgage that is right for your needs. This guide explains the fundamental principles of the different mortgages available and explores the benefits of each.

Download

Guide to financial planning and divorce

Going through a divorce is likely to be one of the most emotionally challenging situations you will face, and sorting out your finances is one of the biggest divorce hurdles to overcome. During what is already a difficult time, you will need to make some critical decisions that will affect your immediate and lasting financial situation.

Download

Equity release & lifetime mortgages

From helping your children with a deposit for their first house, or that trip around the world that you have always fancied, a major home improvement project, or simply to fund a decent quality of life in retirement. Whatever your goals, this guide explores what is involved and help you decide whether equity release is right for you.

Download

Guide to retirement planning

It's never too early to plan for your retirement. Have you thought about what retirement means to you, and planned how you will fund your retirement? If you have not got a plan in place, you’re not alone. Thankfully, it is not too late to get started.

Download

Inheritance Tax Guide

Inheritance tax is often referred to as a voluntary tax because there are a number of ways in which you can mitigate IHT liability. Our guide to inheritance tax introduces you to a number of these strategies and demonstrates how you can preserve more of your wealth to pass on to loved ones.

Download

Pension Freedoms Guide

Deciding what to do with your pension pot is one of the most important decisions you will make for your future. This guide explains the new rules and changes to pensions and highlights how these pension freedoms affect each type of pension.

Download

Fundamentals of Investing Guide

Most individuals invest in order to generate a profit or positive return over a reasonable time frame. This guide introduces you to the basic principles of investing, with particular focus on risk and return.

Download

Active & Passive Investing Guide

This guide introduces you to the concept of active and passive investing. It looks at whether active funds produce the long-term returns required to justify the additional risk and higher costs.

Download

A guide to Enterprise Investment (EIS) Scheme & Seed EIS

The EIS and SEIS have developed into more mainstream tax and investment planning strategies. Depending on your attitude to investment risk and appetite for reducing your tax bill, these strategies could form a useful part of your portfolio.

Download

Corporate and trustee solutions

Our Corporate and trustee solutions brochure will introduce you to the wide ranging services that Ascot Lloyd can offer to your business. 

Download

Pensions administration and consultancy services

Pensions administration means paying the right benefits, to the right person, at the right time, and communicating with employers, trustees and members in a way that is clear, concise and understandable. This guide introduces you to the specialist services and pragmatic solutions that we provide.

Download

Our new app is here!
Download our new ‘My IFA’ app to get access to tax calculators, financial guides, expenses tracker and more. As a client you can also get full access to the Personal Finance Portal to view your investments and valuations.

Log in to your account

Please choose one of the links below to log in securely to either your Scheme Member account, or your PFP Wealth Management account.

> PFP Wealth management

> Pantheon

> Employee benefits