We are able to cater for a variety of clients including:
- Sole traders/High net worth individuals
- Partnerships
- Small to medium size Limited Companies
There are many reasons that our clients require Commercial Finance and these would include:
- Purchase or refinance of a business property
- Expansion of your business
- Funding to assist in the purchase of an existing business
- Purchase or refinance of Commercial Investment property
- Development finance – residential and commercial
- Debt consolidation
- Fast and efficient capital raising – for any purpose
Commercial mortgages are subject to availability and status, and satisfying the lenders criteria would offer the following key features and benefits:
- Loans for up to 90% of the purchase price or open market value, whichever is the lower – more if additional security is offered
- Variable, LIBOR linked, fixed or capped rates of interest
- Flexible repayment terms up to 25 years including payment holidays, interest only loans and interest only ‘lead in’ periods
Financial information requirements by lenders might include:
- Any available audited accounts
- Business and/or personal bank statements
- Business and/or personal profiles offering asset/liability statement
- Brief CV or potted history of applicant
- Agent details of property if purchase
- Projected profit and loss accounts
|
|
As part of the service commitment to our clients our process would mean:
- Understanding your business and borrowing requirements in order to make a presentation to potential lenders. Depending upon your circumstances we may require to visit you on site.
- Identification and initial discussions with suitable commercial mortgage lenders.
- Continual monitoring of your case throughout the process.
- A review of terms offered by the lenders.
As Independent Financial Advisers we are not tied to any one particular lending source, so we are therefore able to survey the market on your behalf, in order to achieve the best rates and results available.
Our service commitment also dictates that we will charge no up front fees, therefore any fees payable are paid on completion, so the client is only paying when we achieve the required results.
For an initial discussion about your requirements, in the strictest confidence, please contact us on:
or use our Enquiry Form
or Click Here for a Quote |
