Business Protection Insurance from Ascot Lloyd
The people within your business are the most valued asset you possess. How would you cope with the sudden death, long term disability or even short term illness of your key people?

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Please call 0845 345 5111 for a Business Protection Insurance Quote
or Click Here to send a Business Protection Insurance enquiry

Key People
  • Anyone who you deem vital to the future of your business
  • Your sales manager who has developed so many contacts
  • Your research experts whose contribution is irreplaceable
  • As owners of the business, there is the question of shares
  • You also work long hours, how many people would you need?
  • Anyone who has secured finance or loans need to be insured
  • People with specialist skills
  • Managers
  • Anyone who is crucial to the day to day running of the business
Problems to think about
  • Disruption of unfinished projects
  • Cost of recruiting and training a successor
  • Business may fold
  • Loss of profits
  • There may be debts left or costs to cover to replace you
  • Shares would be passed to the deceaseds estate, meaning loss of full control
  • Difficulties in securing new finance
  • The loss of people with specialised skills will make it difficult for the company to meet contracts or run efficiently
  • Loss of existing contracts
  • Loss of goodwill
  • Loss of knowledge & expertise
Landlord / Buy to Let / Property Owners Insurance
What would happen to your business if a key person was unable to work for a period of time due to illness or injury? Would the company suffer a loss of profits? Would you have to recruit and pay a temporary replacement? Would you be able to meet contracts or obtain new business?		 Go
Key Person Insurance
What would happen to your business if a key person was unable to work for a period of time due to illness or injury? Would the company suffer a loss of profits? Would you have to recruit and pay a temporary replacement? Would you be able to meet contracts or obtain new business?		 Go
Share Protection Insurance
Share Protection Insurance is a life insurance taken out on the lives of partners or shareholding directors to ensure that a lump sum is available on death, so that the surviving directors/partners have capital to buy the shares back from the deceased’s estate.		 Go