Critical Illness Insurance from Ascot Lloyd Financial Services

Call 0845 345 5111 for Critical Illness Insurance

Medical Facts

• 1 in 3 adults will get cancer at some time in their life
• Every year over 500,000 people will contract a critical or serious illness
• 1 in 4 of the population will suffer a critical illness before they are 65
• What effect would a critical illness have on your and your family’s financial stability?
• It would restrict your ability to earn.
• Although you are ill you may live for a long time but still have no money coming in.
• You will lose your independence and have to rely on others.
• You may not be able to keep up repayments financial commitments such as your mortgage.

Yes, please contact me about Critical Illness Insurance

To find out more about Critical Illness Insurance please call 0845 345 5111

Critical illness insurance is a term assurance which will pay out a lump sum if you are diagnosed with a specified critical illness. Most providers cover a wide range of illnesses which you can look at by clicking on illnesses covered. The money from the policy can be used to help cope with losing your income, pay off your debts or fund your medical treatment.

A critical illness element can be added to a life cover policy but be aware that if the policy pays out on a critical illness claim it will not pay out again when you die. It is usually cheaper to combine life with critical illness cover but it is better to have two separate policies in some situations.

Illness Covered

Some providers may offer slightly different variations of illnesses covered but most cover the following:

• Alzheimer’s Disease
• Aorta Graft Surgery
• Aplastic Anaemia
• Bacterial Meningitus
• Benign Brain Tumour
• Blindness Loss of Speech
• Cancer (most types)
• Cardiomyopathy
• Chronic Lung Disease
• Coma Parkinsons Disease
• Coronary Artery By-pass Disease
• Creutzfeldt-jacob Disease (CJD)
• Deafness
• Dementia
• End stage Kidney Failure
• End Stage Live Liver Failure
• Heart Attack
• Heart Valve replacement or repair
• HIV/AIDS (named groups only)
• HIV / AIDS ( blood transfusion)
• HIV/AIDS ( through assault)
• Loss of limbs
• Major Organ Transplant
• Multiple Sclerosis
• Paralysis / paraplegia
• Permanent and total disability
• Progressive Suprancuclear Palsy
• Stroke
• Third Degree burns
  
  

Yes, please contact me about Critical Illness Insurance

To find out more about Critical Illness Insurance please call 0845 345 5111